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print button Freehold Houses

The following are some guidance notes on Freehold Houses:

open/close buttonWhat is Freehold Ownership?

Freehold ownership is when you own your property outright.

open/close buttonIf I own my property why do I have to pay a Service/Maintenance Charge

Sometimes a property may be part of a larger development where the owners share maintenance responsibilities for common areas, footpaths, even roadways.

In cases such as this it is likely that the situation came about on account of requirements placed on the developer by the local authority as regards ongoing maintenance of common areas that might otherwise been adopted and maintained by the local authority.

open/close buttonEven though I own my property I have to pay a Rent Charge. What is that?

A Rent Charge is a charge placed on a freehold property. It may also be known as a Chief Rent. The amount of the Rent Charge payable will be set out in the conveyance (the document that records your ownership). That same document may also set out certain conditions placed upon you, known as the Covenants.

open/close buttonI own a house but am a RMC member/shareholder. Who arranges my Insurance?
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